A Guide to Conveyancing for First Time Buyers

Buying a home will most likely be one of the most important purchases that many of us make in our lifetime. Although this is an exciting experience, it can also be one that is hugely daunting. The stress of purchasing a home can be all the more significant for first time buyers. The average house price in the London Borough of Harrow stood at £401,850 in May 2014. Finding sufficient funds to get on the property ladder is a difficult enough feat, even before taking into account the various legal formalities of owning a house.

At The Sethi Partnership Solicitors, we take great pride in providing affordable and high quality conveyancing services to help first time buyers navigate their way through the legal and financial procedures of purchasing your first home.

What is Conveyancing?

As we discussed in our previous blog post on this topic, conveyancing is the legal process of purchasing and transferring the legal title of a property from one person to another. We provide expert legal advice to our clients through every stage of the house buying process.

What will my Lawyer/Conveyancer Do?

One of the key tasks of a conveyancer is to carry out legal research on the property you are looking to purchase. A surveyor inspects the physical aspects of the property and a conveyancer looks into all legal aspects of the property that might affect its purchase and sale.

Common things a conveyancer will look for when investigating the property are;

  • Whether the seller has the legal title over the property
  • Whether there are any restrictions that may affect your enjoyment of your land
  • Where are the boundaries of the land and who they belong to

Your conveyancer should also advise and assist you on all other legal aspects needed to complete and formalise the sale. Amongst other things, this includes:

1) Preparing the contract for sale with the seller’s solicitor/conveyancer
2) Advising you on the payment of stamp duty
3) Liaising with your mortgage lender
4) Register you on the Land Registry as the new owner of the property

Why Are Conveyancers Important?

Although it is not a requirement to employ a professional conveyancer, it is highly advised to do so and this is especially true for first time buyers. Conveyancing can be a costly process and failing to spot a legal issue which may affect the sale of the property can have severe effects, both financially and emotionally. Additionally, many first time buyers are not aware of confusing legal peculiarities that come with owning a property, such as an easements or covenants. Failure to discover and deal with such issues before the purchase can potentially have adverse effects on your enjoyment of the property down the line. Because of this, most mortgage lenders will insist that you employ a qualified solicitor as your conveyancer to ensure that the purchase of the house goes through smoothly, and to ensure that your interests are protected. The Sethi Partnership Solicitors are accredited with the Conveyancing Quality Standard to ensure that our very high standards are met in all our property related transactions.

To find out more information on the residential conveyancing services that The Sethi Partnership Solicitors provide, click here.


“This document is for informational purposes only and does not constitute legal advice. It is recommended that specific professional advice is sought before acting on any of the information given.”